Three sections for transportation insurance by insured subject.

I. Cargo Transportation

• Marine Cargo
• Air Cargo
• Inland Transit
• Post package transportation
• Express & carried baggage
  

II. Maine Hull or Air Hull Insurance

• Marine Hull
• Aircraft Hull
  

III. Liability Insurance related to Transportation

• Collision Liability
• P&I
• Carriers' Liability

》Fire Insurance

The fire insurance targets the moveable property and real estates as the insured subjects, and mainly covers the insured accidents of fire, explosion and lighting strike. Basically fires insurance is a contract stipulated insurer should indemnify the insured of the losses on the captioned insured accidents. In addition, fire insurance could extend it's function to the follows,

I. For individual and family

• Stabilizing the economy of family
• Improvement the safety of residence and fire protection
• Individual credit enhancements

II. For Enterprise

• Perpetuation of social productivity
• Strengthen the loss prevention philosophy
• Enterprise operation consolidation
• Enhance the enterprise guarantee credit
  

》Automobile Insurance

In the history of insurance development, automobile insurance is several hundred years younger than marine cargo insurance and fire insurance. However, the development of automobile following the industrial revolution and creating a human modern life style has been played a significant role in recent human life. The automobile insurance is also becoming the necessity as automobiles in human life. The Automobile relevant insurance are as follows,

I. Physical Damage

Covering the automobile damage or loss caused by Collision, Fire, Lighten, lighten strike, explosion and crash of (unknown) subject or hostile behavior of third party.

II. Damages or losses of the subjective automobile due to theft, steeling or robbery.

III. Third party liability for Automobile

Bodily injury or property damage of the third party arising out of the ownership, maintenance or use of the subjective automobile by the insured.

》Accident Insurance

I. Insurance Coverage:

• Coverage A: Death (or funeral expense) or Disabled

  For insurance company to pay the sum(s) against the Insureds' Accidental Death and Permanent Disablement for accident occurring during the policy period.

• Coverage B: Medical Expense

  For insurance company to pay the sum(s) against the Insureds' Medical Expense for accident occurring during the policy period.

II. The Insured

• Personal Accident:

  A natural person whose age is older than 14 is eligible for the insured of personal accident and able to apply for the cover of Death, Disablement and Medical Expense. Otherwise, the natural person who has not reached 14 year old. or /and weak-mindedness is able to apply for cover of Disablement and Medical Expense.

• Group Personal Accident:

  Coverage is the same as the Personal Accident; however, the member of the insured of Group Personal-Accident shall be more than 5 persons who are employed by the same enterprise or association.

》Other Property and Casualty Insurance

Generally, people name the other insurance beside Marine Cargo, Fire Insurance, Automobile Insurance and Personal accident as Casualty Insurance in Taiwan domestic general insurance market. Those insurance will be roughly summarized as follows:

I. Other property Insurance

• Money Insurance
• Burglary Insurance
• Banker and Blanket Bond

II Liability Insurance

• General Liability - such as Public Liability and Employers' Liability.
• Professional Indemnity - Professional Indemnity for Physician /Doctor, Lower/ Attorney & Accountant.

III. Surety Bond / Credit Insurance

• Engineering Bond
• Fidelity Bond

IV. Engineering Insurance

》Legal Consultancy

V&C incorporate with the famous legal elites to provide our legal services worldwide. Including:

• Legal Consultant Services for Products Liability
• Legal Consultant Services for Products Recall

Any questions or inquiries, please contact us with Service Call or Email.